Millstone's housing is defined by space. The township is dominated by single-family homes on large lots — many one to several acres — along with equestrian properties, farmettes, and preserved farmland. Architectural styles range from older farmhouses and capes to custom colonials and modern homes set back from rural roads. New construction is limited and generally low-density, and the market is resale-driven. Buyers here are typically seeking land, privacy, and room for horses or outbuildings more than dense suburban convenience.

Millstone has no traditional downtown and few named subdivisions; instead, the township is a patchwork of rural roads, farmsteads, and scattered residential enclaves. Homes sit on wooded and open lots along winding country lanes, with horse farms interspersed among them. Small residential clusters appear near the school campus and along the township's edges, but the dominant pattern is one of space and separation. This spread-out layout is central to Millstone's appeal.

Millstone's lifestyle is rural and land-centered. Residents keep horses, gardens, and open acreage, and the township's equestrian association reflects a genuine riding culture. Life runs at a slower pace than in Monmouth County's suburban east, with shopping and dining reached in nearby Allentown, Freehold, and Princeton. The open roads and farmland make the township feel far removed, even though major commuting corridors and the county's employment centers remain within reach.

Millstone is served by the Millstone Township School District, which educates students through eighth grade at its local campuses. For high school, students attend Allentown High School in the Upper Freehold Regional School District through a sending/receiving relationship, a structure shared with Allentown and Upper Freehold Township. The small, community-based district and the rural setting give Millstone's schools a close-knit, hometown character.

Millstone is reached by rural county roads that connect to the region's major corridors. Interstate 195 runs nearby to the south, providing routes toward Trenton and the New Jersey Turnpike, while Route 33 and the Route 130 corridor serve points north and west. Commutes to Princeton, Trenton, and the New York metropolitan area are common, though daily life is entirely car-dependent. The township's deliberately low density means longer drives for errands and services.

Recreation in Millstone is tied to the land. Horseback riding, on private trails and through the township's equestrian community, is a signature activity, and the open countryside supports hiking, cycling, and rural pastimes. Nearby county parks and the preserved farmland of western Monmouth County offer additional open space, while the lakes and beaches of central New Jersey are within a reasonable drive.