Port Monmouth's housing consists mostly of established single-family homes on compact lots, many within walking distance of the bay. The stock includes older Bayshore cottages and mid-century ranches and colonials, with some newer construction filling in along residential streets. As a bayside village within Middletown Township, it offers a water-proximate setting without the high-rise density of some neighboring shore towns. The community's settled character and proximity to Raritan Bay appeal to buyers seeking a quieter coastal location with access to Monmouth County amenities.

Port Monmouth is itself a neighborhood of Middletown Township, one of the Bayshore communities that also include Belford, Leonardo, and Atlantic Highlands nearby. Within the community, the streets near Bayshore Waterfront Park and the fishing pier are particularly prized for their proximity to the bay. The surrounding Bayshore region offers a string of small waterfront hamlets connected by Route 36, giving residents access to neighboring marinas, restaurants, and commuter terminals.

Life in Port Monmouth centers on the water. Bayshore Waterfront Park draws anglers to its pier, families to its small beach, and walkers to its shoreline paths with views of the New York skyline. The maritime heritage of the Bayshore region—clamming, fishing, and boating—still colors the local culture, and seasonal events and park programs keep the community active. Residents enjoy the calm of a bayside village while remaining minutes from Middletown's shopping and the dining and entertainment options of nearby Red Bank and the Jersey Shore.

Students in Port Monmouth attend Middletown Township Public Schools, the district serving one of Monmouth County's largest municipalities. The district operates a network of elementary, middle, and high schools, including multiple neighborhood elementary schools serving the Bayshore communities. Families also have access to Monmouth County's vocational and technical school programs and a range of private and parochial options in the broader Middletown area.

Port Monmouth is served by New Jersey Route 36, the main Bayshore corridor connecting communities along Raritan Bay to the Garden State Parkway and the greater Shore region. Commuters to New York City can board the Seastreak ferry at the nearby Belford terminal for weekday service to Manhattan, or ride NJ Transit's North Jersey Coast Line from Middletown-area stations. The combination of ferry and rail options gives the community direct access to New York while retaining its bayside, small-town setting.

Bayshore Waterfront Park is the recreational heart of Port Monmouth, offering a fishing pier, a small swimming beach, dune areas, and scenic views across Raritan Bay. The park's interpretive house presents exhibits on Sandy Hook Bay ecology and local history. Nearby Sandy Hook—part of Gateway National Recreation Area—adds ocean beaches, biking trails, and the historic Sandy Hook Lighthouse. The Monmouth County Park System and the bayside trails give residents ample options for fishing, kayaking, and waterfront walking close to home.