Oceanport's housing stock is largely single-family, dominated by shore colonials, Cape Cods, and ranch-style homes on established, often generously sized lots. The upper tier is defined by Shrewsbury River and Pleasure Bay waterfront properties, particularly in the Port-Au-Peck area, where estate homes feature private docks, bulkheads, and water views. The borough's residential character is mature and stable, with limited large-scale new construction outside the Fort Monmouth redevelopment, which is adding a mix of housing, retail, and commercial space. Its combination of river access, proximity to the beach, and a small-town feel underpins steady local demand.

Oceanport is compact and defined by geography rather than large formal subdivisions. The Port-Au-Peck Avenue area, closest to the Shrewsbury River, holds many of the borough's waterfront and estate homes with private docks and water views. The central residential streets fan out from the borough's civic core toward the river and Pleasure Bay, lined with mature trees and single-family homes. The Monmouth Park Racetrack occupies a large parcel near the borough's eastern edge, and the former Fort Monmouth land, shared with Eatontown and Tinton Falls, is transitioning into new residential, commercial, and studio uses. Nearby Little Silver, Long Branch, and West Long Branch extend the local housing picture.

Oceanport offers a quiet, water-oriented lifestyle with the amenities of the shore nearby. Boating, fishing, and kayaking on the Shrewsbury River and Pleasure Bay are part of everyday life for many residents, and the borough's marinas and waterfront access set it apart. The racing season at Monmouth Park brings thoroughbred racing, family events, and entertainment to the community each summer, a long-standing local tradition. The beaches of Long Branch, Monmouth Beach, and Sea Bright are minutes away, while Red Bank's dining and shops are a short drive north. It is a close-knit, residential borough with deep ties to the water and its racetrack heritage.

Public education in Oceanport is provided by the Oceanport School District, which serves students in the elementary and middle grades at its local schools. For ninth through twelfth grades, students attend Shore Regional High School, a regional district that serves Oceanport along with neighboring communities including Monmouth Beach, Sea Bright, and West Long Branch. The district is known for its small class sizes and strong community involvement. The redeveloping Fort Monmouth site and nearby Monmouth University in West Long Branch add educational and economic activity to the area, and Monmouth County's vocational and magnet programs offer additional pathways.

Oceanport is served by the regional road and rail network of Monmouth County. NJ Transit's North Jersey Coast Line stops nearby in Little Silver, Red Bank, and Long Branch, providing direct rail service to New York Penn Station and Newark, and NJ Transit bus routes including the 831 and 837 serve the area. The Garden State Parkway and Routes 35, 36, and 71 are the principal highway corridors, with the Parkway providing access north toward New York and south toward the Shore points. The borough itself is residential and car-oriented, with commuting to Red Bank, Long Branch, and the wider Monmouth County employment centers a short drive.

Recreation in Oceanport centers on the water and the racetrack. Monmouth Park Racetrack, open since 1870, hosts thoroughbred racing each season along with family events, festivals, and entertainment. The Shrewsbury River and Pleasure Bay offer boating, fishing, kayaking, and paddleboarding, supported by local marinas and yacht clubs. Nearby county parks provide trails, sports fields, and golf, and the ocean beaches of Long Branch, Monmouth Beach, and Sea Bright are minutes away for swimming and surfing. The redeveloping Fort Monmouth is adding trails, open space, and community amenities to the area.